Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 mortgage refinance companies in Wayne, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tunctan Ayan(Mortgage Turk)-Loan Officer-NMLS #2076728
1044 NJ-23 Suite 206, Wayne, NJ 07470
7328955137
Trinity Lending Company
1501 Hamburg Tpke Suite 303, Wayne, NJ 07470
9734535692
Patrick Butler
1445 Valley Rd, Wayne, NJ 07470
9738182853
Stefanie Rushnock
1720 NJ-23 North, Wayne, NJ 07470
8882354980
First Laridian Mortgage Company Inc NMLS #37862
577 Paterson Hamburg Turnpike, Wayne, NJ 07470
9739429004
John R Sarracco - Chase Home Lending Advisor - NMLS ID 136429
1401 Valley Rd, Wayne, NJ 07470
9739195006
What Does a Mortgage Refinance Company in Wayne Cost?
Typical costs for a mortgage refinance in New Jersey include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2% to 5% of the loan amount. New Jersey also charges a mortgage recording tax of 0.23% on the refinanced amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Wayne New Jersey?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a recent property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey specific fees for refinancing a mortgage?
Yes, New Jersey charges a mortgage recording tax of 0.23% of the loan amount for most refinances. You may also pay state and county transfer taxes if your loan amount changes.