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Mortgage Refinance Companies in Tenafly, NJ

Directory of mortgage refinance companies in Tenafly, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Tenafly, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage refinance companies in Tenafly, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alpine Funding Corp.
24 W Railroad Ave Suite 286, Tenafly, NJ 07670
2019812566
Chase Home Lending
115 County Rd, Tenafly, NJ 07670
2019609088
Charles P. Boyle - Chase Home Lending Advisor - NMLS ID 626696
115 County Rd, Tenafly, NJ 07670
2019609088

A mortgage refinance company in Tenafly, New Jersey helps homeowners replace their existing home loan with a new one, often to lower the interest rate or change the loan term. New Jersey law requires lenders to provide a Good Faith Estimate and a Truth-in-Lending disclosure within three business days of application. Tenafly residents may also benefit from local property tax reassessment considerations when refinancing.

What Does a Mortgage Refinance Company in Tenafly Cost?

Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Tenafly?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage statement. New Jersey lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if there are title issues.
Are there New Jersey specific fees for refinancing?
Yes. New Jersey charges a mortgage recording fee and a state transfer tax on the new loan. These fees vary by county and loan amount, typically adding several hundred to a few thousand dollars.