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Find Mortgage Refinance Companies Near You in Teaneck, NJ
Directory of mortgage refinance companies in Teaneck, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Teaneck, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 mortgage refinance companies in Teaneck, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FM Home Loans
568 Cedar Ln, Teaneck, NJ 07666
2018085345
Yael Ishakis - FM Home Loans
568 Cedar Ln, Teaneck, NJ 07666
7187320309
Peak Private Lending
319 Queen Anne Rd, Teaneck, NJ 07666
2018367300
Bogota Savings Bank
819 Teaneck Rd, Teaneck, NJ 07666
2018620660
Guaranteed Rate of Teaneck
202 The Plaza, Teaneck, NJ 07666
2015911170
Teaneck homeowners looking to lower their monthly payments or access equity can work with a mortgage refinance company. In New Jersey, refinance loans are subject to state usury laws and require a clear title search. Local lenders in Teaneck understand Bergen County property values and can guide you through the process.
What Does a Mortgage Refinance Company in Teaneck Cost?
Typical costs for a mortgage refinance in New Jersey include an appraisal fee of 400 to 700 dollars, title search and insurance from 800 to 1500 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Recording fees and state taxes can add 200 to 600 dollars. Total closing costs often range from 2,000 to 5,000 dollars depending on loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Teaneck?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. New Jersey law also requires a property survey or title insurance for most refinance loans.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days. Delays can occur if the title search reveals liens or if the appraisal is slow. Your lender will provide a timeline estimate.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.