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Compare Mortgage Refinance Companies in Raritan, NJ

Browse mortgage refinance companies serving Raritan, New Jersey. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Raritan, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage refinance companies in Raritan, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Absolute Home Mortgage
Raritan, NJ 08869
9084507605
PNC Mortgage
555 NJ-28, Raritan, NJ 08869
9087046946
Kingdom First Mortgage
1130 US-202, Raritan, NJ 08869
9084031983

Mortgage refinance companies in Raritan, New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies can guide you through the process and explain state-specific rules like the New Jersey Home Ownership Security Act.

What Does a Mortgage Refinance Company in Raritan Cost?

Typical costs for a mortgage refinance in New Jersey include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title search fees of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan amount. New Jersey also charges a mortgage recording tax of $0.50 per $100 of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Raritan?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders may also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law allows a three-day rescission period after signing, during which you can cancel the loan without penalty.
Are there any New Jersey tax benefits for refinancing?
New Jersey does not offer a state tax deduction for mortgage interest on refinanced loans. However, federal tax deductions may still apply. Consult a tax professional for your specific situation.