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Compare Mortgage Refinance Companies in Plainfield, NJ
Compare mortgage refinance companies in Plainfield. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Plainfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage refinance companies in Plainfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Arkad Capital - Lending For Real Estate Investors
107 Park Ave, Plainfield, NJ 07060
7326271141
PNC Mortgage
1125 South Ave, Plainfield, NJ 07062
9087538713
A mortgage refinance company in Plainfield New Jersey can help you lower your rate or change your loan term. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand Union County property values and can guide you through the process.
What Does a Mortgage Refinance Company in Plainfield Cost?
Typical costs for a mortgage refinance in New Jersey range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $700, title search and insurance of $800 to $1,200, and lender origination fees of 0.5% to 1% of the loan. New Jersey also charges a mortgage recording tax of $2.50 per $1,000 of the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Plainfield New Jersey?
You typically need pay stubs, tax returns, bank statements, and a photo ID. New Jersey lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.