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Mortgage Refinance Companies in Piscataway, NJ

Compare mortgage refinance companies in Piscataway. Review contact information and insurance categorys before you decide.

9 agents listed
Updated May 2026
Piscataway, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 9 mortgage refinance companies in Piscataway, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Petra Cephas: Residential Mortgage Brokers
6 Wills Way Building 2, Piscataway, NJ 08854
7328731365
Paul Singh, Residential Mortgage Broker – Petra Cephas | NMLS 406332
6 Wills Way Building 2, Piscataway, NJ 08854
8565039396
OneMain Financial
242 Old New Brunswick Rd, Piscataway, NJ 08854
7329269777
Denise Marquez Mortgage Advisor
6 Wills Way Building 2, Piscataway, NJ 08854
2014567475
Edge Home Finance - Sapan Patel
31 Stelton Rd STE 1, Piscataway, NJ 08854
7323338721
Tom Abbate with Petra Cephas: Residential Mortgage Brokers
6 Wills Way Building 2, Piscataway, NJ 08854
7326828268
Aaliyah Boyd “The Mortgage Plug”
6 Wills Way Building 2, Piscataway, NJ 08854
9085295999
Craig Amrhein Jr. with Petra Cephas: Residential Mortgage Brokers
6 Wills Way, Piscataway, NJ 08854
7329968614
PNC Mortgage
1240 Stelton Rd, Piscataway, NJ 08854
7325720610

Mortgage refinance companies in Piscataway New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local refinance services can also assist with cash-out refinancing for home improvements or debt consolidation.

What Does a Mortgage Refinance Company in Piscataway Cost?

Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,500. New Jersey also charges a mortgage recording tax of 0.50% on the refinanced amount. Total closing costs often range from 2% to 5% of the loan principal. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Piscataway?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders may also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.