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Find Mortgage Refinance Companies Near You in Palisades Park, NJ
Looking for a mortgage refinance company in Palisades Park? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Palisades Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage refinance companies in Palisades Park, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
460 Bergen Blvd Suite 100, Palisades Park, NJ 07650
2016611318
PNC Mortgage
264 Broad Ave, Palisades Park, NJ 07650
2015925291
Mortgage refinance companies in Palisades Park New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand Bergen County property values and can guide you through the process.
What Does a Mortgage Refinance Company in Palisades Park Cost?
Typical costs for a mortgage refinance in New Jersey include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and closing costs of 2 to 5 percent of the loan amount. New Jersey also charges a mortgage recording fee of about 0.25 percent of the loan and a state transfer tax of 0.4 percent. Costs vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Palisades Park?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law allows a three day rescission period after signing, giving you time to cancel if needed.
Are there New Jersey specific fees for refinancing?
Yes, New Jersey charges a mortgage recording fee and a state transfer tax on refinances. These fees vary by loan amount and county, so ask your lender for a full estimate.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.