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Find Mortgage Refinance Companies Near You in Old Bridge, NJ
Directory of mortgage refinance companies in Old Bridge, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Old Bridge, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage refinance companies in Old Bridge, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Huascar Sime | CMG Home Loans. NMLS 1820 | Old Bridge, NJ
1405 NJ-18 #206, Old Bridge, NJ 08857
9735807552
Doug Mattei | Loan Officer | NMLS ID #2075646
1405 NJ-18 #206, Old Bridge, NJ 08857
8483231088
Y&L Mortgage LLC
17 Van over Dr, Old Bridge, NJ 08857
6463442155
Mortgage refinance companies in Old Bridge, New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local Old Bridge residents often refinance to take advantage of changing rates or to switch from an adjustable to a fixed rate mortgage.
What Does a Mortgage Refinance Company in Old Bridge Cost?
Typical costs for a mortgage refinance in New Jersey include an appraisal fee of $400 to $700, title search and insurance fees of $800 to $1,500, and lender origination fees of 0.5% to 1% of the loan amount. Closing costs in New Jersey often total 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Old Bridge?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal and a copy of your current mortgage statement.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey laws that affect mortgage refinancing?
Yes. New Jersey has a three day right of rescission for most refinances, allowing you to cancel the loan without penalty. Also, lenders must follow state usury laws limiting interest rates on certain loans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.