ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a mortgage refinance company in Oceanport? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Oceanport, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage refinance companies in Oceanport, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advisors Mortgage Group - Oceanport, NJ
109 E Main St, Oceanport, NJ 07757
7326956101
James Stephens - advisors mortgage group
109 E Main St, Oceanport, NJ 07757
7326066991
Oceanport, New Jersey homeowners seeking to lower their monthly payments or access equity can work with a local mortgage refinance company. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Refinancing in Oceanport often involves property appraisal and title search specific to Monmouth County records.
What Does a Mortgage Refinance Company in Oceanport Cost?
Typical costs for a mortgage refinance in New Jersey range from 2% to 5% of the loan amount. For a $300,000 loan, this means $6,000 to $15,000 in closing costs. These costs include appraisal fees (usually $400 to $700), title search and insurance ($800 to $1,500), and lender origination fees. New Jersey also charges a mortgage recording tax of $0.50 per $100 of the loan amount. Note that this is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for a mortgage refinance in Oceanport New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title work requires additional review. Lenders must provide a Loan Estimate within three business days of receiving your application.
Are there New Jersey specific laws that affect mortgage refinancing?
Yes, New Jersey has a three-day right of rescission for most refinances on a primary residence. This means you can cancel the loan for any reason within three business days after signing. New Jersey also requires lenders to disclose all fees in the Loan Estimate and Closing Disclosure.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Oceanport who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.