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Find Mortgage Refinance Companies Near You in North Bergen, NJ
Directory of mortgage refinance companies in North Bergen, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
North Bergen, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 mortgage refinance companies in North Bergen, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sheetal Sawhney at CrossCountry Mortgage
7520 Bergenline Ave, North Bergen, NJ 07047
2019516423
Capital Lending Corp.
8417 Bergenline Ave, North Bergen, NJ 07047
2012951400
Sheetal Sawhney Team at CrossCountry Mortgage
7520 Bergenline Ave, North Bergen, NJ 07047
2018687283
Sergio Hidalgo at CrossCountry Mortgage
7520 Bergenline Ave, North Bergen, NJ 07047
2012405072
Anabell Martinez at CrossCountry Mortgage
7520 Bergenline Ave, North Bergen, NJ 07047
2012834072
Mortgage refinance companies in North Bergen, New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Truth in Lending disclosure within three business days of application. Working with a local company can simplify the process for Hudson County properties.
What Does a Mortgage Refinance Company in North Bergen Cost?
Typical costs for a mortgage refinance in New Jersey range from 2% to 5% of the loan amount. This includes lender fees, appraisal costs (usually 300 to 500 dollars), title insurance, and the state mortgage recording tax. For a 300,000 dollar loan, total closing costs often fall between 6,000 and 15,000 dollars. Note that this is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in North Bergen?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal. Your specific list may vary by lender and loan type.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if additional appraisals or title work are needed. Your lender will provide a timeline estimate.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.