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Directory of mortgage refinance companies in Newton, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Newton, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage refinance companies in Newton, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nations Lending - Bruce Laukaitis Team - Newton, NJ Branch - NMLS: 2521274
55 Trinity St Unit 1, Newton, NJ 07860
9735750097
Movement Mortgage
28 Trinity St #1, Newton, NJ 07860
8773141499
Chase Mortgage
120 Hampton House Rd, Newton, NJ 07860
9733836434
PNC Mortgage
136 Water St, Newton, NJ 07860
9733831165
Mortgage refinance companies in Newton New Jersey help homeowners lower their interest rate or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate within three business days of application. Local firms understand Sussex County property values and can guide you through the process.
What Does a Mortgage Refinance Company in Newton Cost?
Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Newton New Jersey?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.
Are there New Jersey laws that affect mortgage refinancing?
Yes. New Jersey has a three day right of rescission for most refinances, meaning you can cancel within three business days after signing. Also, the state requires lenders to disclose all fees clearly.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.