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Find Mortgage Refinance Companies in Montville, NJ
Directory of mortgage refinance companies in Montville, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
Montville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 11 mortgage refinance companies in Montville, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Peter Traum at Rate (NMLS #12975)
350 Main Rd Suite 203, Montville, NJ 07045
9736107642
Chad Barris at Rate
350 Main Rd Suite 203, Montville, NJ 07045
9174397336
Mary Ratchford at Rate (NMLS #261640)
350 Main Rd Suite 203, Montville, NJ 07045
9738662002
Marc Demetriou, CLU, ChFC, CDLP at Rate (NMLS #111118)
350 Main Rd Suite 203, Montville, NJ 07045
9735218345
Devin Moran at Rate (NMLS #1685333)
350 Main Rd Suite 203, Montville, NJ 07045
9736584791
Brian Kelly at Guaranteed Rate (NMLS #1092959)
350 Main Rd Suite 203, Montville, NJ 07045
6092944612
MaryBeth Brannigan at Rate (NMLS #1240169)
350 Main Rd Suite 203, Montville, NJ 07045
9739398664
Jon Soto at Rate (NMLS #1869835)
350 Main Rd Suite 203, Montville, NJ 07045
9735422851
Brian Bloete at Rate (NMLS #1453071)
350 Main Rd Suite 203, Montville, NJ 07045
9735218365
Nick Turchi at Rate (NMLS #39292)
350 Main Rd Suite 203, Montville, NJ 07045
9738308717
Rate
350 Main Rd Suite 203, Montville, NJ 07045
9735218345
Montville homeowners can work with a mortgage refinance company to lower their interest rate or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies in Morris County can help you navigate state-specific regulations and documentation requirements.
What Does a Mortgage Refinance Company in Montville Cost?
Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,500. New Jersey recording fees and taxes add several hundred dollars. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Montville New Jersey?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders may also require a property survey or appraisal. Each lender has their own list, so ask your refinance company for their specific requirements.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if there are title issues. Your refinance company will provide a timeline estimate after reviewing your application.
Are there New Jersey laws that affect mortgage refinance costs?
Yes, New Jersey imposes a mortgage recording tax that can be 0.23% of the loan amount for most refinances. There is also a state-level transfer fee in some cases. Your lender must disclose all fees in the Loan Estimate within three business days per federal and state rules.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.