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Compare Mortgage Refinance Companies in Montclair, NJ
Looking for a mortgage refinance company in Montclair? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Montclair, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 7 mortgage refinance companies in Montclair, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Platinum Mortgage LLC
75 Midland Ave, Montclair, NJ 07042
9733375950
Mickey Ballantine at Rate (NMLS #39300)
325 Claremont Ave Suite #6, Montclair, NJ 07042
9732022651
First Prestige Mortgage Services Inc DBA Minority Heritage Mortgage
110 Valley Rd, Montclair, NJ 07042
9737448300
Chase Home Lending
19 N Fullerton Ave, Montclair, NJ 07042
2012076023
loanDepot
204 Bellevue Ave Suite C, Montclair, NJ 07043
9739697050
Brett Lehman - Chase Home Lending Advisor - NMLS ID 142413
19 N Fullerton Ave, Montclair, NJ 07042
2012076023
Axios Mortgage & Real Estate Consulting LLC
539 Valley Rd #2a, Montclair, NJ 07043
9738659937
Mortgage refinance companies in Montclair, New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate within three days of application. Local refinance services can guide you through the process and explain state-specific rules like the New Jersey Home Ownership Security Act.
What Does a Mortgage Refinance Company in Montclair Cost?
Typical costs for a mortgage refinance in New Jersey include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title search fees of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Montclair?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders may also ask for a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there any New Jersey laws that protect refinance borrowers?
Yes, the New Jersey Home Ownership Security Act limits prepayment penalties and requires lenders to verify a borrower ability to repay. This law applies to most residential refinance loans in the state.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.