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Mortgage Refinance Companies in Monmouth Beach, NJ
Compare mortgage refinance companies in Monmouth Beach. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Monmouth Beach, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage refinance companies in Monmouth Beach, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sea View Mortgage
27 Beach Rd #5a, Monmouth Beach, NJ 07750
7324434859
Gary Fish-SeaView Mortgage
27 Beach Rd #5a, Monmouth Beach, NJ 07750
7325805667
Monmouth Beach homeowners seeking a mortgage refinance company can access lenders familiar with New Jersey property values and coastal flood zone requirements. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand Monmouth Beachs unique market and can help you navigate state-specific refinance rules.
What Does a Mortgage Refinance Company in Monmouth Beach Cost?
Typical costs for a mortgage refinance in New Jersey range from 2 to 5 percent of the loan amount. This includes lender fees, appraisal fees, title insurance, and state recording taxes. For a 300,000 dollar loan, closing costs often fall between 6,000 and 15,000 dollars. Flood zone certification and survey costs may add 500 to 1,500 dollars in coastal areas like Monmouth Beach. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Monmouth Beach?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. In New Jersey, lenders also require a property survey or flood zone determination for coastal areas like Monmouth Beach.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if your property is in a flood zone or if title issues arise.
Are there New Jersey-specific fees for refinancing?
Yes, New Jersey charges a mortgage recording fee and a state transfer tax on refinances. These fees vary by loan amount and county, typically adding several hundred dollars to closing costs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.