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Showing 2 mortgage refinance companies in Mercerville, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AIE Mortgage LLC
2503 Nottingham Way, Mercerville, NJ 08619
6099451640
Lillian Hernandez - Mortgage Sales Manager
3470 Quakerbridge Rd, Mercerville, NJ 08619
6094144955
What Does a Mortgage Refinance Company in Mercerville Cost?
Typical costs for a mortgage refinance in New Jersey include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance costing 1,000 to 2,000 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Mercerville?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey laws that affect mortgage refinancing?
Yes. New Jersey has a three-day right of rescission for refinances on your primary home. You can cancel the loan without penalty within three business days after signing.