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Compare Mortgage Refinance Companies in Medford, NJ

Compare mortgage refinance companies in Medford. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Medford, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage refinance companies in Medford, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Medford Mortgage
32 S Main St, Medford, NJ 08055
6098485715
Thomas Wolff, Mortgage Broker NMLS 28763
180 Tuckerton Rd #7, Medford, NJ 08055
6092844440
Savings Home Mortgage LLC
22 Coates St Ste 2C, Medford, NJ 08055
8886166857
Ed Muchnick - Gateway Mortgage
620 Stokes Rd suite d, Medford, NJ 08055
8564529143

Mortgage refinance companies in Medford, New Jersey help homeowners lower their interest rate, reduce monthly payments, or access home equity. New Jersey law requires lenders to provide a Good Faith Estimate and a Truth-in-Lending disclosure within three business days of application. Local Medford residents benefit from working with companies familiar with Burlington County property values and New Jersey recording fees.

What Does a Mortgage Refinance Company in Medford Cost?

Typical costs for a mortgage refinance in New Jersey include an appraisal fee of $400 to $700, loan origination fees of 0.5% to 1% of the loan amount, and title insurance costing $500 to $1,500. New Jersey also charges a mortgage recording fee of about $2.30 per $1,000 of the loan. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Medford New Jersey?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a copy of your current mortgage statement. New Jersey lenders also require a valid photo ID and proof of homeowners insurance.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title issues arise. New Jersey law does not set a specific time limit for the process.
Are there New Jersey specific fees for refinancing a mortgage?
Yes. New Jersey charges a mortgage recording fee based on the loan amount, typically around 0.23% of the mortgage principal. You may also pay state transfer taxes if your loan exceeds certain thresholds. Always ask your lender for a full fee breakdown.