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Compare mortgage refinance companies in Madison. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Madison, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 9 mortgage refinance companies in Madison, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Arcelay Lending Team at Crown Home Mortgage
210 Main St #2b, Madison, NJ 07940
9733393019
Matt Keane at Rate (NMLS #12966)
14 Main St Suite 140, Madison, NJ 07940
9732956478
Kevin Keane at Rate (NMLS #89852)
14 Main St Suite 140, Madison, NJ 07940
7325473682
Brian DiVito at Rate (NMLS #274474)
14 Main St Suite 140, Madison, NJ 07940
7325270699
Lori Neuhauser at Rate (NMLS #460200)
14 Main St Suite 140, Madison, NJ 07940
7322430421
Rate
14 Main St Suite 140, Madison, NJ 07940
9732956478
Mortgage, Bank of America
117 Main St, Madison, NJ 07940
8624658939
Chase Mortgage
2 Waverly Pl, Madison, NJ 07940
9734430468
Carlos Zuniga - Chase Home Lending Advisor - NMLS ID 70042
2 Waverly Pl, Madison, NJ 07940
9733772969
Madison homeowners can work with a mortgage refinance company to lower their rate or change loan terms. New Jersey law requires lenders to provide a good faith estimate of closing costs within three business days of application. Local companies in Madison understand the Morris County property market and can guide you through the process.
What Does a Mortgage Refinance Company in Madison Cost?
Typical costs for refinancing in New Jersey include an appraisal fee of 400 to 700 dollars, title search and insurance of 800 to 1,500 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Total closing costs often range from 3,000 to 8,000 dollars depending on loan size and lender. These figures are general information and do not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Madison New Jersey?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there New Jersey laws that affect mortgage refinancing?
Yes. New Jersey has a three day right of rescission for most refinances, allowing you to cancel the loan without penalty. The state also limits prepayment penalties on certain loans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.