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Find Mortgage Refinance Companies Near You in Livingston, NJ
Looking for a mortgage refinance company in Livingston? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Livingston, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage refinance companies in Livingston, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage, Bank of America
554 S Livingston Ave, Livingston, NJ 07039
8622454497
American Mortgage Company
179 S Livingston Ave, Livingston, NJ 07039
9732146214
American Mortgage Co
154 S Livingston Ave Suite 102, Livingston, NJ 07039
9732512786
Livingston homeowners can work with a mortgage refinance company to lower their interest rate or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local companies in Essex County understand the specific property tax and appraisal requirements for this area.
What Does a Mortgage Refinance Company in Livingston Cost?
Typical costs for a mortgage refinance in New Jersey include an appraisal fee of 400 to 700 dollars, an origination fee of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Livingston New Jersey?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey laws that protect me when refinancing?
Yes, New Jersey has a three day right of rescission for most refinances, allowing you to cancel the loan without penalty. The state also requires lenders to disclose all fees upfront in a Loan Estimate form.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.