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Find Mortgage Refinance Companies Near You in Howell Township, NJ
Looking for a mortgage refinance company in Howell Township? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Howell Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage refinance companies in Howell Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Mortgage
4001 US-9, Howell Township, NJ 07731
7082124767
PNC Mortgage
4620 US-9, Howell Township, NJ 07731
7323700008
Howell Township homeowners can work with a mortgage refinance company to lower their interest rate or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local refinance services help residents navigate these requirements and find suitable loan options.
What Does a Mortgage Refinance Company in Howell Township Cost?
Typical costs for a mortgage refinance in New Jersey include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title search and insurance fees of $800 to $1,500. Closing costs often total 2 to 5 percent of the loan amount. New Jersey also imposes a mortgage recording fee of about $0.25 per $100 of the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Howell Township?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey specific fees for refinancing?
Yes, New Jersey charges a mortgage recording fee and a state transfer tax on refinances. These fees are based on the loan amount and can range from a few hundred to over a thousand dollars.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.