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Mortgage Refinance Companies in Hillsborough Township, NJ

Looking for a mortgage refinance company in Hillsborough Township? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Hillsborough Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage refinance companies in Hillsborough Township, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mark Sanders at Prosperity Home Mortgage - Hillsborough
408 US-206, Hillsborough Township, NJ 08844
6097074756
Crossroads Financial Mortgage Inc.
450 Amwell Rd Suite J-4, Hillsborough Township, NJ 08844
9082210304
Chase Home Lending
381 US-206, Hillsborough Township, NJ 08844
4152255530

Mortgage refinance companies in Hillsborough Township New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three days of application. Local refinance services can also assist with converting from an adjustable-rate to a fixed-rate mortgage.

What Does a Mortgage Refinance Company in Hillsborough Township Cost?

Typical costs for a mortgage refinance in New Jersey include an appraisal fee of 400 to 700 dollars, lender origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 1,000 dollars. New Jersey also imposes a mortgage recording fee of 0.23 percent of the loan balance. These costs vary by lender and loan size. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Hillsborough Township?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey specific fees for mortgage refinancing?
Yes, New Jersey charges a mortgage recording fee of 0.23 percent of the loan amount. You may also pay state transfer taxes if the refinance involves a new deed.