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Find Mortgage Refinance Companies in Hammonton, NJ

Looking for a mortgage refinance company in Hammonton? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Hammonton, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 mortgage refinance companies in Hammonton, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Allied Mortgage Group - Hammonton
527 12th St, Hammonton, NJ 08037
6097444349
Christofer Wilhelm at Citywide (NMLS #1041743)
20 S 2nd St, Hammonton, NJ 08037
8562840613
Hope Home Lending Hammonton
11 S 3rd St, Hammonton, NJ 08037
6406007222
Home Lending Elwood
4520 S White Horse Pike #59, Hammonton, NJ 08037
6402012335
Guaranteed Rate of Hammonton
854 S White Horse Pike, Hammonton, NJ 08037
6097042595

A mortgage refinance company in Hammonton New Jersey can help homeowners lower their monthly payments or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate within three days of application. Local companies understand Atlantic County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Hammonton Cost?

Typical costs for a mortgage refinance in New Jersey range from 2 percent to 6 percent of the loan amount. For a 200,000 dollar loan, this means 4,000 to 12,000 dollars in fees. Common expenses include an appraisal fee of 400 to 600 dollars, title insurance of 500 to 1,000 dollars, and a loan origination fee of 0.5 to 1 percent of the loan. New Jersey also charges a mortgage recording tax of 0.23 percent. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Hammonton New Jersey?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Lenders may also require a home appraisal and proof of homeowners insurance. New Jersey law does not require specific additional documents beyond standard federal requirements.
How long does a mortgage refinance take in New Jersey?
A typical refinance in New Jersey takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Lenders must provide a Loan Estimate within three business days of your application.
Are there New Jersey specific fees for refinancing a mortgage?
Yes, New Jersey charges a mortgage recording tax of 0.23 percent of the loan amount for refinances. You may also pay state transfer taxes if the loan amount changes. Other fees include appraisal, title search, and attorney costs.