Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 mortgage refinance companies in Hackettstown, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
William Koedatich Mortgage Lender
1567 County Rd 517, Hackettstown, NJ 07840
9739541497
Crown Home Mortgage
1567 County Rd 517, Hackettstown, NJ 07840
9732197256
Sunrise Title Services, Inc.
1599 County Rd 517, Hackettstown, NJ 07840
9088526555
Mortgage, Bank of America
78 Main St STE 10, Hackettstown, NJ 07840
9084987574
PNC Mortgage
2061 NJ-57, Hackettstown, NJ 07840
9088504366
What Does a Mortgage Refinance Company in Hackettstown Cost?
Typical costs for a mortgage refinance in New Jersey include an appraisal fee of 400 to 700 dollars, origination fees of 0.5 to 1 percent of the loan amount, and title insurance ranging from 500 to 1,500 dollars. Third party costs like credit report fees and recording fees add 100 to 300 dollars. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Hackettstown?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal and a copy of your current mortgage statement.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey specific rules for refinancing?
Yes, New Jersey has a three day right of rescission for most refinances. This means you can cancel the loan within three business days after signing without penalty. The state also caps certain closing fees.