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Compare Mortgage Refinance Companies in Galloway, NJ
Compare mortgage refinance companies in Galloway. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Galloway, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage refinance companies in Galloway, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
All Mortgage Funding LLC
145 W White Horse Pike, Galloway, NJ 08205
6092410114
Best Home Of Mortgage
304 S Nectar Ave, Galloway, NJ 08205
6403338524
Infinity Home Mortgage Co Inc
29 S New York Rd, Galloway, NJ 08205
6094047771
Mortgage refinance companies in Galloway New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate and a Truth in Lending statement within three business days of application. Local Galloway lenders understand the Atlantic County real estate market and can guide you through the refinancing process.
What Does a Mortgage Refinance Company in Galloway Cost?
Typical costs for a mortgage refinance in New Jersey range from 2% to 5% of the loan amount. This includes an origination fee of 0.5% to 1%, an appraisal fee of $400 to $700, and title insurance of $500 to $1,500. Closing costs also include recording fees and taxes. These amounts vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Galloway New Jersey?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders may also require a property appraisal and a copy of your current deed. Gather these items before applying to speed up the process.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if title issues arise. Your lender must provide a closing disclosure at least three business days before the closing date.
Are there New Jersey specific laws that affect mortgage refinancing?
Yes. New Jersey has a three day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. The state also caps certain prepayment penalties and requires lenders to register with the New Jersey Department of Banking and Insurance.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.