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Find Mortgage Refinance Companies in Fairfield, NJ

Browse mortgage refinance companies serving Fairfield, New Jersey. Contact information and addresses listed below.

14 agents listed
Updated May 2026
Fairfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 14 mortgage refinance companies in Fairfield, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Absolute Home Mortgage Corporation
165 Passaic Ave Suite 411, Fairfield, NJ 07004
8558882462
Forward Mortgage, LLC - New Jersey Mortgage Broker
277 Fairfield Rd # 333, Fairfield, NJ 07004
9732644922
Crown Home Mortgage
330 Passaic Ave Suite 204, Fairfield, NJ 07004
8558882462
Absolute Home Mortgage Corp: Lucas Hernandez
165 Passaic Ave Suite 411, Fairfield, NJ 07004
3475228925
INTENTION MORTGAGE
271 US-46 H202-203, Fairfield, NJ 07004
9732155626
Capital First Mortgage, LLC
277 Fairfield Rd #104, Fairfield, NJ 07004
9737957800
loanDepot
155 Passaic Ave #300, Fairfield, NJ 07004
9737859400
Independence Home Mortgage Corp
230 Passaic Ave STE 3, Fairfield, NJ 07004
8627028320
Angelo Straface | Sales Manager | NMLS ID #1488456
165 Passaic Ave Suite 411, Fairfield, NJ 07004
9732001921
Wallstreet Financial Corporation
75 Lane Rd, Fairfield, NJ 07004
9732276000
Vito Matturro
155 Passaic Ave Suite 440, Fairfield, NJ 07004
9735170245
Keith Corsi - Mortgage Broker - NMLS 1727594
271 US-46, Fairfield, NJ 07004
9737251038
Antonio Cortese - Mortgage Consultant- AHMC
165 Passaic Ave Suite 411, Fairfield, NJ 07004
2019197788
Paul Strum
155 Passaic Ave Suite 440, Fairfield, NJ 07004
9172385917

Mortgage refinance companies in Fairfield, New Jersey help homeowners lower their interest rates, reduce monthly payments, or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local Fairfield lenders understand Essex County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Fairfield Cost?

Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender, loan size, and property location. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Fairfield?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a copy of your current mortgage note and a property appraisal. Gather these items before applying to speed up the process.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if title issues arise. Your lender must provide a Closing Disclosure at least three business days before closing.