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Find Mortgage Refinance Companies in Englewood Cliffs, NJ
Directory of mortgage refinance companies in Englewood Cliffs, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Englewood Cliffs, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage refinance companies in Englewood Cliffs, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Time Mortgage
333 Sylvan Ave # 310, Englewood Cliffs, NJ 07632
2015670101
Juan Torres Branch Manager at Loan Depot
701 E Palisade Ave Suite 202, Englewood Cliffs, NJ 07632
2019259830
Nicholas Pereira
701 E Palisade Ave, Englewood Cliffs, NJ 07632
5512285336
Aspen Mortgage
333 Sylvan Ave #325, Englewood Cliffs, NJ 07632
2019445040
Mortgage refinance companies in Englewood Cliffs New Jersey help homeowners lower their interest rate or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand Bergen County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Englewood Cliffs Cost?
Typical costs for a mortgage refinance in New Jersey include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 1500 dollars. Closing costs often total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Englewood Cliffs?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. New Jersey lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey specific laws that affect refinancing?
Yes. New Jersey has a three day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. Also, New Jersey charges a mortgage recording tax that varies by county.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.