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Find Mortgage Refinance Companies Near You in East Rutherford, NJ

Browse mortgage refinance companies serving East Rutherford, New Jersey. Contact information and addresses listed below.

6 agents listed
Updated May 2026
East Rutherford, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 mortgage refinance companies in East Rutherford, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AnnieMac Home Mortgage
355 Murray Hill Pkwy Suite 203, East Rutherford, NJ 07073
8556940523
Carlos Serrano at NFM Lending
1 Meadowlands Plaza Suit 200, East Rutherford, NJ 07073
2016791881
Fernando Pineros at NFM Lending
1 Meadowlands Plaza Suit 200, East Rutherford, NJ 07073
9736536227
NFM Lending - East Rutherford, NJ - Branch 602
1 Meadowlands Plaza Suit 200, East Rutherford, NJ 07073
2013553325
Yolanda Barreto - Mortgage Banker NMLS #296508
1 Meadowlands Plaza, East Rutherford, NJ 07073
9732965999
Chase Mortgage
90 Hackensack St, East Rutherford, NJ 07073
2019394133

A mortgage refinance company in East Rutherford New Jersey helps homeowners replace their existing home loan with a new one. New Jersey law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Bergen County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in East Rutherford Cost?

Typical costs for a mortgage refinance in New Jersey range from 2 to 5 percent of the loan amount. This includes lender origination fees, appraisal fees (usually 400 to 700 dollars), title insurance, and recording fees. New Jersey also charges a mortgage recording fee of about 0.23 percent of the loan amount and a state transfer tax. Costs vary by property value, loan size, and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in East Rutherford?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey specific fees for refinancing a mortgage?
Yes, New Jersey charges a mortgage recording fee and a state transfer tax on the new loan. These costs vary by loan amount and county. Your lender must disclose all fees on the Loan Estimate.