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Compare Mortgage Refinance Companies in Clinton, NJ
Looking for a mortgage refinance company in Clinton? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Clinton, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage refinance companies in Clinton, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Al Esposito at Guaranteed Rate Affinity (NMLS #106827)
186 Center St, Clinton, NJ 08809
9085465617
Joe Johnson at Guaranteed Rate Affinity (NMLS #460181)
186 Center St, Clinton, NJ 08809
9085465642
PNC Mortgage
35 Old Hwy 22, Clinton, NJ 08809
9087359400
Guaranteed Rate of Clinton
12 E Main St Unit C, Clinton, NJ 08809
6094813623
Mortgage refinance companies in Clinton, New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Local refinance options can also help you access home equity or switch from an adjustable to a fixed rate mortgage.
What Does a Mortgage Refinance Company in Clinton Cost?
Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $800 to $1,500. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Clinton?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey specific fees for refinancing?
Yes. New Jersey charges a mortgage recording fee and a state deed tax on refinance transactions. These costs vary by loan amount and county, so ask your lender for a detailed estimate.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.