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Find Mortgage Refinance Companies in City of Orange, NJ
Browse mortgage refinance companies serving City of Orange, New Jersey. Contact information and addresses listed below.
2 agents listed
Updated May 2026
City of Orange, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage refinance companies in City of Orange, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Capital Mortgage Inc
439 Main St #102, City of Orange, NJ 07050
5163276000
PNC Mortgage
23 Main St, City of Orange, NJ 07050
9734142010
Mortgage refinance companies in City of Orange, New Jersey help homeowners lower their interest rate, change loan terms, or access home equity. New Jersey law requires lenders to provide a Good Faith Estimate and a Truth-in-Lending disclosure within three business days of application. Local companies understand Essex County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in City of Orange Cost?
Typical costs for a mortgage refinance in New Jersey include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance of $500 to $1,500. Closing costs generally range from 2% to 5% of the loan amount. New Jersey also charges a mortgage recording tax of $0.50 per $100 of the loan. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in City of Orange?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal and a credit report. Your lender will give you a complete list after your initial application.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal is slow or if there are title issues. Your lender must provide a Closing Disclosure at least three business days before closing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.