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Compare Mortgage Refinance Companies in Chatham, NJ
Compare mortgage refinance companies in Chatham. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Chatham, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 mortgage refinance companies in Chatham, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
U.S. Bank Home Mortgage: Sean Shallis
1 Main St, Chatham, NJ 07928
9734616955
U.S. Bank: James Chu
1 Main St STE 203, Chatham, NJ 07928
2017252800
Andy Ji-U.S. Bank Mortgage
1 Main St STE 203, Chatham, NJ 07928
7323212544
Maggie Oledzki-U.S. Bank Mortgage
1 Main St STE 203, Chatham, NJ 07928
9738607312
Cronheim Mortgage
205 Main St, Chatham, NJ 07928
9736356800
Mortgage refinance companies in Chatham, New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local Chatham borrowers can access services from banks, credit unions, and independent mortgage brokers.
What Does a Mortgage Refinance Company in Chatham Cost?
Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. New Jersey also charges a mortgage recording tax of 0.23 to 0.50 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Chatham?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage statement. New Jersey lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title issues arise.
Are there New Jersey laws that affect refinance costs?
Yes, New Jersey caps certain lender fees and requires full disclosure of origination charges. The state also imposes a mortgage recording tax, which varies by county and loan amount.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.