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Find Mortgage Refinance Companies in Rochester, NH
Looking for a mortgage refinance company in Rochester? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Rochester, NH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Hampshire before hiring.
Showing 8 mortgage refinance companies in Rochester, NH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lighthouse Credit Union
694 Columbus Ave, Rochester, NH 03867
8884361847
HRCU - Holy Rosary Credit Union
133 Brock St, Rochester, NH 03867
6033326840
Service Credit Union
83 S Main St, Rochester, NH 03867
8009367730
Bill Gaudet - Total Mortgage
73 Pickering Rd, Rochester, NH 03839
6035688994
OneMain Financial
120 Washington St Unit 102, Rochester, NH 03839
6033325575
Michael D. Woods - Citizens, Home Mortgage
90 N Main St, Rochester, NH 03867
7816088555
Total Mortgage Rochester NMLS #2707508
73 Pickering Rd Unit 202 L, Rochester, NH 03839
6035688994
Kristin Stephen - Mortgage Loan Officer
1 Old Dover Rd, Rochester, NH 03867
6036300038
Homeowners in Rochester New Hampshire can work with a mortgage refinance company to lower their interest rate or change their loan term. New Hampshire law requires all mortgage brokers and lenders to be licensed by the New Hampshire Banking Department. Local refinance companies understand the specific property tax and insurance requirements for Strafford County homes.
What Does a Mortgage Refinance Company in Rochester Cost?
Typical costs for refinancing in New Hampshire include an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Closing costs in Rochester usually total 2,000 to 5,000 dollars depending on the loan size and lender. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Rochester NH?
You typically need pay stubs, tax returns, bank statements, and a copy of your current mortgage. Lenders in New Hampshire also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in New Hampshire?
A standard refinance in New Hampshire usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Hampshire.