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Find Mortgage Refinance Companies in Pelham, NH

Looking for a mortgage refinance company in Pelham? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Pelham, NH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Hampshire before hiring.
Showing 2 mortgage refinance companies in Pelham, NH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Traditional Mortgage Inc
63 Simpson Rd, Pelham, NH 03076
6035086637
Traditional Mortgage Inc
63 Simpson Rd, Pelham, NH 03076
6035086637

Pelham homeowners seeking to lower their monthly payments or change loan terms can work with a mortgage refinance company. In New Hampshire, refinance transactions must comply with state recording fees and anti-predatory lending laws. Local lenders in Pelham understand the regional housing market and can guide you through the process.

What Does a Mortgage Refinance Company in Pelham Cost?

Typical costs for a mortgage refinance in New Hampshire include an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Recording fees and state taxes add 100 to 300 dollars. Costs vary by situation. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a refinance in Pelham New Hampshire?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Hampshire law requires a property survey or title search to verify ownership.
How long does a mortgage refinance take in New Hampshire?
Most refinances close in 30 to 45 days. New Hampshire has a three-day right of rescission for refinances on a primary residence, which adds a mandatory waiting period after signing.
Are there New Hampshire specific fees for refinancing?
Yes. New Hampshire charges a recording fee of 25 dollars for the first page and 15 dollars for each additional page. Some towns also impose a local transfer tax, but Pelham does not have a separate municipal tax.