Skip to main content

Mortgage Refinance Companies in Milford, NH

Looking for a mortgage refinance company in Milford? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Milford, NH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Hampshire before hiring.
Showing 4 mortgage refinance companies in Milford, NH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Elite Mortgage Group
300 Elm St Unit 2, Milford, NH 03055
6036966900
Scott Rienert / Elite Mortgage Group
300 Elm St Unit 2, Milford, NH 03055
6036966900
Elite Mortgage Group - Eryk Thomas
300 Elm St Unit 2, Milford, NH 03055
9782735224
Best Rate Mortgage & Equity Group, LLC
80 South St #6, Milford, NH 03055
6039305706

Milford homeowners seeking to lower their interest rate or change loan terms can work with a mortgage refinance company. In New Hampshire, refinance transactions are subject to state recording fees and potential prepayment penalties as outlined in NH RSA 361-A. Local lenders in Milford understand the Hillsborough County property market and can guide you through the process.

What Does a Mortgage Refinance Company in Milford Cost?

Typical costs for refinancing a mortgage in New Hampshire range from 2 percent to 5 percent of the loan amount. This includes appraisal fees of 400 to 700 dollars, title insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1 percent. Recording fees and taxes add several hundred dollars. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance my mortgage in Milford?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Hampshire law requires a property survey or title search for refinancing.
How long does a mortgage refinance take in New Hampshire?
A standard refinance in New Hampshire usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title work takes longer.
Are there New Hampshire specific fees for refinancing?
Yes, New Hampshire charges a mortgage recording fee of 0.75 per 100 dollars of the loan amount. You may also pay a state transfer tax if the loan amount changes.