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Find Mortgage Refinance Companies in Grand Island, NE

Looking for a mortgage refinance company in Grand Island? Review the directory below to compare your options.

9 agents listed
Updated May 2026
Grand Island, NE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Nebraska before hiring.
Showing 9 mortgage refinance companies in Grand Island, NE Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CharterWest Bank Mortgage Center-Grand Island
714 Diers Ave, Grand Island, NE 68803
3083844644
OneMain Financial
2016 Lawrence Ln, Grand Island, NE 68803
3083822779
Gateway Mortgage
527 Diers Ave Suite A, Grand Island, NE 68803
3083790910
Ed Jarosik | Castle & Cooke Mortgage, LLC
527 Diers Ave #1, Grand Island, NE 68803
3083790910
Peoples Mortgage
819 N Diers Ave Suite 2, Grand Island, NE 68803
3083849500
Fairway Independent Mortgage Corporation
1435 N Webb Rd, Grand Island, NE 68803
3088500648
Diane Greenough - Peoples Mortgage
819 Diers Ave Suite 2, Grand Island, NE 68803
3083794032
Brian Calkins - Churchill Mortgage, NMLS 2484548
3568 Innate Ln Suite J, Grand Island, NE 68803
3083806755
Churchill Mortgage - Grand Island
3568 Innate Lane Suite J, Grand Island, NE 68803
4022431112

Mortgage refinance companies in Grand Island, Nebraska help homeowners replace their existing home loan with a new one. Nebraska law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand the Grand Island real estate market and can guide you through options like rate-and-term or cash-out refinancing.

What Does a Mortgage Refinance Company in Grand Island Cost?

Typical costs for a mortgage refinance in Nebraska include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costing 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the refinanced amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Grand Island?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Nebraska lenders may also ask for proof of homeowners insurance and a property appraisal. Requirements vary by lender and loan type.
How long does a mortgage refinance take in Nebraska?
A standard refinance in Nebraska usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Nebraska law does not set a specific time limit for the process.
Are there Nebraska-specific rules for cash-out refinancing?
Yes, Nebraska law limits cash-out refinancing to 80 percent of the homes value for conventional loans. FHA and VA loans may have different limits. You must use the funds for permissible purposes such as home improvements or debt consolidation.