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Find Mortgage Refinance Companies Near You in Kalispell, MT
Browse mortgage refinance companies serving Kalispell, Montana. Contact information and addresses listed below.
16 agents listed
Updated May 2026
Kalispell, MT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Montana before hiring.
Showing 16 mortgage refinance companies in Kalispell, MT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Paulson Team | Premier Mortgage Resources, LLC
1222 Whitefish Stage Rd, Kalispell, MT 59901
4067516266
Grizzly Mortgage
620 Treeline Rd, Kalispell, MT 59901
4068908464
Lindsay Kinniburgh at Montana Mortgage Partners
322 2nd Ave W Unit A, Kalispell, MT 59901
4068904535
Wintrust Mortgage
20 Four Mile Dr #1, Kalispell, MT 59901
4067561505
Keith Valentine, Sr. Mortgage Advisor, NMLS 405843 at Wintrust Mortgage
20 Four Mile Dr #1, Kalispell, MT 59901
4062530464
Mountain Lake Mortgage
162 Timberwolf Pkwy Suite C, Kalispell, MT 59901
4067512350
Reliance Lending Northwest
30 5th St E Suite 102, Kalispell, MT 59901
4067556267
Carla Weber at CrossCountry Mortgage
30 Lower Valley Rd Suite 1, Kalispell, MT 59901
4062539707
Amanda Keeland at Montana Mortgage Partners
322 2nd Ave W Unit A, Kalispell, MT 59901
4063148390
Chris Nash - Loan Officer/Certified Mortgage Advisor™
162 Timberwolf Pkwy Suite C, Kalispell, MT 59901
4062607272
Annika Harris - Mortgage Broker at Montana Mortgage Partners
322 2nd Ave W Unit A, Kalispell, MT 59901
4062102757
Corina Fiedler at CrossCountry Mortgage
40 2nd St E Suites 203 & 204, Kalispell, MT 59901
4066094646
Academy Mortgage
175 Hutton Ranch Rd Suite 114, Kalispell, MT 59901
4062498696
Mortgage Company
Ford Bldg, 17 2nd St E #211, Kalispell, MT 59901
4068842000
CrossCountry Mortgage, LLC
30 Lower Valley Rd Suite 1, Kalispell, MT 59901
4064077036
Toby Gilchrist - Montana Mortgage Partners - Powered by Edge Home Finance
322 2nd Ave W Unit A, Kalispell, MT 59901
4064714978
Mortgage refinance companies in Kalispell Montana help homeowners adjust their loan terms or lower their interest rates. Montana law requires lenders to provide clear disclosure of fees and terms under the Montana Consumer Protection Act. Local refinance services understand the Flathead Valley real estate market and can guide you through the process of replacing your existing mortgage with a new one.
What Does a Mortgage Refinance Company in Kalispell Cost?
Typical costs for refinancing a mortgage in Kalispell include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee between $400 and $700, and title insurance costs from $500 to $1,200. Other fees may include credit report charges and recording fees. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Kalispell?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage statement. Lenders in Montana also require proof of homeowners insurance and a property appraisal. The exact list may vary by lender and loan type.
How long does a mortgage refinance take in Montana?
A standard refinance in Montana usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected. Your lender will provide an estimated timeline at the start of the process.
Are there Montana-specific rules for mortgage refinancing?
Yes, Montana law requires lenders to follow the Montana Mortgage Broker and Lender Licensing Act. This means refinance companies must be licensed and disclose all costs upfront. Borrowers also have a three-day right of rescission after signing for most refinances.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Montana.