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Compare Mortgage Refinance Companies in Columbia Falls, MT
Directory of mortgage refinance companies in Columbia Falls, Montana. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Columbia Falls, MT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Montana before hiring.
Showing 5 mortgage refinance companies in Columbia Falls, MT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Flathead Valley Mortgage LLC
729 Nucleus Ave STE D, Columbia Falls, MT 59912
4068972165
Park Side Credit Union
1710 9th St W, Columbia Falls, MT 59912
4068622652
Adelina Hanson | Loan Officer
729 Nucleus Ave STE D, Columbia Falls, MT 59912
4062127076
Whitefish Credit Union
405 9th St W, Columbia Falls, MT 59912
4068623525
First Interstate Bank
1947 9th St W, Columbia Falls, MT 59912
4063872020
Mortgage refinance companies in Columbia Falls Montana help homeowners lower their interest rate or change loan terms. Montana law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local lenders in Flathead County understand the unique property values and market conditions of the Columbia Falls area.
What Does a Mortgage Refinance Company in Columbia Falls Cost?
Typical costs for a mortgage refinance in Montana range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars lender origination fees title insurance and recording fees. For a 200,000 dollar loan total closing costs might be 4,000 to 10,000 dollars. Costs vary by loan size lender and property location. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Columbia Falls Montana?
You typically need pay stubs tax returns bank statements and a photo ID. Montana lenders also require a property appraisal. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in Montana?
A standard refinance in Montana usually takes 30 to 45 days from application to closing. Montana law does not set a specific time limit but lenders must provide a Loan Estimate within three business days of your application.
Are there Montana specific laws that affect refinancing?
Yes. Montana Code Annotated Title 32 regulates mortgage brokers and lenders. Montana also has a 15 day right of rescission for most refinances on a primary residence. This means you can cancel the loan for any reason within 15 days after signing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Montana.