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Compare Mortgage Refinance Companies in Raytown, MO
Directory of mortgage refinance companies in Raytown, Missouri. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Raytown, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 4 mortgage refinance companies in Raytown, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Security Finance
7314 Raytown Rd B, Raytown, MO 64133
8163138292
OneMain Financial
9480 E State Rte 350, Raytown, MO 64133
8163587000
Synergy One Lending KC
10110 E 63rd St Suite 100, Raytown, MO 64133
9132053403
Union Home Mortgage
10110 E 63rd St, Raytown, MO 64133
8164551232
Mortgage refinance companies in Raytown Missouri help homeowners lower their interest rates or change loan terms. Missouri law requires lenders to provide a clear Loan Estimate within three business days of application. Local Raytown residents can work with these companies to access equity or adjust their payment schedules.
What Does a Mortgage Refinance Company in Raytown Cost?
Typical costs for mortgage refinance in Missouri include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $600, and title insurance of $500 to $1,000. Closing costs usually range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Raytown?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Missouri lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Missouri?
Most refinances close in 30 to 45 days. Missouri law does not set a specific timeline, but lenders must follow federal rules for loan disclosures and waiting periods.
Can I refinance with bad credit in Raytown?
Some lenders offer FHA or VA refinance options for borrowers with lower credit scores. Missouri does not have a minimum credit score law, but individual lenders set their own requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.