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Find Mortgage Refinance Companies in Ridgeland, MS
Compare mortgage refinance companies in Ridgeland. Review contact information and insurance categorys before you decide.
13 agents listed
Updated May 2026
Ridgeland, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 13 mortgage refinance companies in Ridgeland, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ernie Turner
1076 Highland Colony Pkwy #150, Ridgeland, MS 39157
Riley Cooper, Mortgage Loan Originator - Hancock Whitney Bank
1062 Highland Colony Pkwy Concourse 200, Ridgeland, MS 39157
6017906755
Renasant Mortgage
1069 Highland Colony Pkwy, Ridgeland, MS 39157
6018530000
Mortgage refinance companies in Ridgeland Mississippi help homeowners replace their existing home loan with a new one. This process can lower monthly payments or change loan terms. Mississippi law requires lenders to provide clear disclosures under the Truth in Lending Act and state regulations for refinancing.
What Does a Mortgage Refinance Company in Ridgeland Cost?
Typical costs for mortgage refinancing in Mississippi include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $600, and title search fees of $200 to $400. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a mortgage refinance company in Ridgeland Mississippi?
A mortgage refinance company in Ridgeland helps you apply for a new loan to pay off your current mortgage. They guide you through the application, appraisal, and closing process. These companies must follow Mississippi lending laws and federal guidelines.
How long does refinancing take in Mississippi?
Refinancing in Mississippi typically takes 30 to 45 days from application to closing. Delays can occur if appraisal or title work takes longer. Mississippi law does not set a specific time limit for refinancing, but lenders must provide a Loan Estimate within three business days of application.
What documents do I need to refinance in Ridgeland?
You usually need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Mississippi lenders may also require a property appraisal and title search. Your refinance company will give you a full list based on your situation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Mississippi.