Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 5 mortgage refinance companies in Horn Lake, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
1750 Goodman Rd W #200, Horn Lake, MS 38637
6622800495
LendNation
1399 Goodman Rd W #6, Horn Lake, MS 38637
6622805592
Money Matters
3352 Goodman Rd W, Horn Lake, MS 38637
6623935070
Tower Loan
1030 Goodman Rd, Horn Lake, MS 38637
6623491012
Trustmark
2475 Goodman Rd W, Horn Lake, MS 38637
6623939210
What Does a Mortgage Refinance Company in Horn Lake Cost?
Typical costs for a mortgage refinance in Mississippi include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Mississippi also requires a documentary stamp tax of 0.26 percent of the new loan amount. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Horn Lake Mississippi?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Mississippi lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Mississippi?
A standard refinance in Mississippi usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there Mississippi laws that affect refinance costs?
Yes. Mississippi charges a state documentary stamp tax on the new mortgage note, which is typically 0.26 percent of the loan amount. This tax is paid at closing and adds to your total costs.