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Find Mortgage Refinance Companies in Columbus, MS

Compare mortgage refinance companies in Columbus. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Columbus, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 6 mortgage refinance companies in Columbus, MS Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gum Tree Mortgage/Columbus
321 7th St N, Columbus, MS 39701
6626572530
JTS & Co. Mortgage Professional
4158 Hwy 45 N, Columbus, MS 39705
6623299090
Republic Finance
1833 Hwy 45 N, Columbus, MS 39705
6623282320
BankFirst Mortgage
919 B College St, Columbus, MS 39701
6623282248
Trustmark Mortgage
624 Main St, Columbus, MS 39701
6623297002
Marnie Gayle - Renasant Mortgage
119 3rd St S Suite 1, Columbus, MS 39701
6622455190

Mortgage refinance companies in Columbus Mississippi help homeowners lower their interest rate or change loan terms. Mississippi law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand the Columbus real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Columbus Cost?

Typical costs for a mortgage refinance in Mississippi include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1.5 percent of the loan amount, and title insurance costs around 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These figures are general information and do not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance my mortgage in Columbus Mississippi?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Mississippi law does not require extra documents beyond federal standards. Your lender will give you a specific list based on your loan type.
How long does a mortgage refinance take in Mississippi?
A standard refinance in Mississippi usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal is needed or if documents are incomplete. Your refinance company will provide a timeline estimate at the start.