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Find Mortgage Refinance Companies Near You in Winona, MN

Browse mortgage refinance companies serving Winona, Minnesota. Contact information and addresses listed below.

6 agents listed
Updated June 2026
Winona, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 6 mortgage refinance companies in Winona, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bell Bank Mortgage, Heather Larsen
902 E 2nd St Suite 211, Winona, MN 55987
(507) 459-6416 bell.bank
Merchants Bank
102 E 3rd St, Winona, MN 55987
(507) 457-1100 merchantsbank.com
Wells Fargo Home Mortgage - Bridget Schoonover
125 Main St, Winona, MN 55987
(507) 250-5447
Patrick Smock Loan Officer
840 Mankato Ave Suite B, Winona, MN 55987
(507) 494-3026 wnbfinancial.com
Wells Fargo Home Mortgage - Amie Kruger
875 34th Ave, Winona, MN 55987
(507) 205-5894
Latonia Schmitt, Mortgage Loan Officer
1491 W Broadway St, Winona, MN 55987
(507) 494-9308 wnbfinancial.com

What Does a Mortgage Refinance Company in Winona Cost?

Typical costs for a mortgage refinance in Minnesota range from 2 to 5 percent of the loan amount. Common fees include an origination fee of 0.5 to 1 percent appraisal fees of 400 to 700 dollars and title insurance of 500 to 1 000 dollars. Closing costs in Winona may also include recording fees of about 50 to 100 dollars. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Winona Minnesota?
You typically need pay stubs tax returns bank statements and a photo ID. Minnesota lenders may also require proof of homeowners insurance. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in Minnesota?
A standard refinance in Minnesota usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal or title work is needed. Your lender will give you a timeline at the start.

Mortgage Refinance Companies in Other Minnesota Cities

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Minnesota.

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