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Find Mortgage Refinance Companies Near You in Wayzata, MN
Browse mortgage refinance companies serving Wayzata, Minnesota. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Wayzata, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 14 mortgage refinance companies in Wayzata, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Northport Funding
319 Barry Ave S Suite 305, Wayzata, MN 55391
6124465400
All Season Mortgage
700 Twelve Oaks Center Dr Suite 700-231, Wayzata, MN 55391
9528482429
Oliver White Mortgage Group | Fairway Independent Mortgage Corporation
214 Minnetonka Ave S, Wayzata, MN 55391
9524125428
Envision Capital
315 Lake St E #101, Wayzata, MN 55391
9524739988
Scott Ericksen at Rate (NMLS #366572)
305 Minnetonka Ave S Suite 201, Wayzata, MN 55391
6514913241
Tyler Anderson at Guaranteed Rate Affinity (NMLS #29594)
235 Lake St E Ste 100, Wayzata, MN 55391
7635507507
Troy Klein - Mortgage Loan Officer
315 Lake St E #101, Wayzata, MN 55391
6123274801
Steve Ruprecht at Rate (NMLS #389036)
305 Minnetonka Ave S Suite 201, Wayzata, MN 55391
6127995502
Ben Walker | Guild Mortgage
319 Barry Ave S Suite 305, Wayzata, MN 55391
9522012599
Bryan Wernimont at Rate (NMLS #452836)
305 Minnetonka Ave S Suite 201, Wayzata, MN 55391
6127025319
Pam Dahm at Rate (NMLS #400741)
305 Minnetonka Ave S Suite 201, Wayzata, MN 55391
9524666446
Old National Mortgage -Cynthia Theisen
135 Central Ave N, Wayzata, MN 55391
7632047251
Darin Paulson at Rate (NMLS #40771)
305 Minnetonka Ave S Suite 201, Wayzata, MN 55391
6127013342
Tradition Mortgage
100 Lake St W, Wayzata, MN 55391
9525677663
A mortgage refinance company in Wayzata, Minnesota helps homeowners replace their existing home loan with a new one, often to secure a lower interest rate or change loan terms. Minnesota law requires lenders to provide a Loan Estimate within three business days of application, giving you clear cost details upfront. Working with a local company familiar with Wayzata and Hennepin County property values can simplify the process.
What Does a Mortgage Refinance Company in Wayzata Cost?
Typical costs for a mortgage refinance in Minnesota include an application fee of $300 to $500, an appraisal fee of $400 to $700, and closing costs that range from 2% to 5% of the loan amount. For a $300,000 loan, total costs might be $6,000 to $15,000. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Wayzata?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Minnesota lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Minnesota?
A standard refinance in Minnesota usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.
Are there Minnesota-specific rules for refinancing?
Yes, Minnesota law requires lenders to give you a three-day right of rescission after signing for most refinances. This means you can cancel the loan without penalty within three business days.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.