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Find Mortgage Refinance Companies Near You in Monticello, MN
Browse mortgage refinance companies serving Monticello, Minnesota. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Monticello, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 4 mortgage refinance companies in Monticello, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
National Bank of Commerce • Monticello
1421 E 7th St, Monticello, MN 55362
7632952265
MegaStar Financial Corp - Lee Mielke
1125 Cedar St UNIT 114, Monticello, MN 55362
6123087162
Paul Hinz - 217427 - Wells Fargo Home Mortgage
407 Pine St, Monticello, MN 55362
9528470152
Cory Nuest, CorTrust Mortgage
106 E 4th St, Monticello, MN 55362
7632717216
Monticello homeowners looking to lower their monthly payments or change loan terms can work with a local mortgage refinance company. Minnesota law requires lenders to provide a Loan Estimate within three business days of application. Refinancing in Wright County allows residents to take advantage of current interest rates while following state-specific rules on prepayment penalties and escrow accounts.
What Does a Mortgage Refinance Company in Monticello Cost?
Typical costs for a mortgage refinance in Minnesota include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. These fees can vary based on the lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Monticello?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Minnesota lenders also require a property appraisal and a credit check. Having these ready can speed up the process.
How long does a mortgage refinance take in Minnesota?
A typical refinance in Minnesota takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer. Your lender will provide a timeline after reviewing your application.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.