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Compare Mortgage Refinance Companies in Minnetrista, MN

Directory of mortgage refinance companies in Minnetrista, Minnesota. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Minnetrista, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 2 mortgage refinance companies in Minnetrista, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Antler Home Mortgage LLC
9490 Cottontail Dr, Minnetrista, MN 55375
9524849521
Antler Home Mortgage LLC
9490 Cottontail Dr, Minnetrista, MN 55375
9524849521

Mortgage refinance companies in Minnetrista Minnesota help homeowners lower their interest rates or change loan terms. Minnesota law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Minnetrista housing market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Minnetrista Cost?

Typical costs for a mortgage refinance in Minnesota include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs generally range from 2% to 5% of the loan principal. Minnesota also charges a mortgage registry tax of 0.23% of the loan amount and a deed tax of $1.65 per $500 of the mortgage. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Minnetrista?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Minnesota lenders may also require a property appraisal. Gather these documents before applying to speed up the process.
How long does a mortgage refinance take in Minnesota?
A standard refinance in Minnesota usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender will provide a timeline estimate after reviewing your application.
Are there Minnesota specific laws for mortgage refinancing?
Yes, Minnesota requires lenders to give you a three day right of rescission after signing for most refinances. This allows you to cancel the loan without penalty. Also, Minnesota has a mortgage registry tax and deed tax that may apply at closing.