Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 6 mortgage refinance companies in Lake Elmo, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amber Garofalo at CrossCountry Mortgage
9591 60th St N Suite A, Lake Elmo, MN 55042
6513009411
Clifton Krotz - Mortgage Planner
8687 Eagle Point Blvd, Lake Elmo, MN 55042
6512624804
loanDepot
8687 Eagle Point Blvd, Lake Elmo, MN 55042
6514097100
James Vang - Welcome Home Loans
8530 Eagle Point Blvd Suite 100, Lake Elmo, MN 55042
6516616171
Josh McCarthy - Granite Mortgage
8687 Eagle Point Blvd, Lake Elmo, MN 55042
6512082037
Impact Mortgage LLC
2796 Lisbon Ave Ct N, Lake Elmo, MN 55042
6127502548
What Does a Mortgage Refinance Company in Lake Elmo Cost?
Typical costs for a mortgage refinance in Minnesota include an appraisal fee of 400 to 700 dollars, origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Lake Elmo?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. The lender will also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Minnesota?
A standard refinance in Minnesota usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there Minnesota laws that affect refinancing costs?
Yes, Minnesota requires lenders to disclose all fees in the Loan Estimate and Closing Disclosure. The state also caps certain recording fees and requires a licensed attorney or title company to handle the closing.