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Compare mortgage refinance companies in Faribault. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Faribault, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 7 mortgage refinance companies in Faribault, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chris Bednar at CrossCountry Mortgage
315 Central Ave N, Faribault, MN 55021
5073349465
Near North Title Group - Faribault, MN
414 Central Ave N # B, Faribault, MN 55021
5073307117
Tina Gjerald & Tammy O'Malley at Rate (NMLS #331972)
1941 Cardinal Ln Suite C, Faribault, MN 55021
5075137123
Guaranteed Rate
1941 Cardinal Ln STE C, Faribault, MN 55021
6125184297
American Portfolio Mortgage Corporation
1645 Lyndale Ave N #102, Faribault, MN 55021
5072482709
Tammy O'Malley at Rate (NMLS #1277935)
1941 Cardinal Ln Suite C, Faribault, MN 55021
5075137124
Wells Fargo Home Mortgage
104 5th St NW, Faribault, MN 55021
5073326349
Mortgage refinance companies in Faribault Minnesota help homeowners lower their interest rates or change loan terms. Minnesota law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local refinance options can help you tap home equity or switch from an adjustable to a fixed rate mortgage.
What Does a Mortgage Refinance Company in Faribault Cost?
Typical costs for a mortgage refinance in Minnesota range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1500 dollars, and lender origination fees of 0.5 to 1 percent. Closing costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Faribault?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Minnesota lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Minnesota?
A standard refinance in Minnesota usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there Minnesota laws that protect homeowners during refinancing?
Yes. Minnesota Statute 47.206 requires lenders to disclose the annual percentage rate and total finance charges. You also have a three day right of rescission after signing for most refinances.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.