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Find Mortgage Refinance Companies in Apple Valley, MN
Looking for a mortgage refinance company in Apple Valley? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Apple Valley, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 12 mortgage refinance companies in Apple Valley, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lynne Violett - Movement Mortgage
7300 147th St W STE 402, Apple Valley, MN 55124
9522205728
Bell Bank Mortgage, Cindy Zemien
15322 Galaxie Ave Suite 112, Apple Valley, MN 55124
9529055563
Sergey Dobkin - Movement Mortgage
7300 147th St W STE 402, Apple Valley, MN 55124
6123848485
Tom Smith Powered by Society Mortgage
7300 147th St W Suite 201, Apple Valley, MN 55124
6123867672
Sheryl Nelson | Mortgage Loan Officer | Home Mortgage
15451 Founders Ln, Apple Valley, MN 55124
9522208605
Dan Bundt, Movement Mortgage
7300 147th St W STE 402, Apple Valley, MN 55124
6123945450
Wings - Mortgage
15025 Glazier Ave, Apple Valley, MN 55124
9529978234
Bell Bank Mortgage, Joe Zemien
15322 Galaxie Ave Suite 112, Apple Valley, MN 55124
9529055589
US Bank Mortgage
15025 Garrett Ave #201, Apple Valley, MN 55124
8008722657
Dan Karnowski-U.S. Bank Mortgage
15025 Garrett Ave, Apple Valley, MN 55124
9522083218
Ken Lahr Powered by Society Mortgage
7300 147th St W Suite 201, Apple Valley, MN 55124
9522509983
Andy Zweber, Wings Financial - Mortgage
15025 Glazier Ave, Apple Valley, MN 55124
9529978380
A mortgage refinance company in Apple Valley, Minnesota helps homeowners replace their existing home loan with a new one. Minnesota law requires lenders to provide clear disclosures about fees and interest rates under the Minnesota Residential Mortgage Originator and Servicer Licensing Act. Working with a local company can help you understand specific requirements for refinancing in Dakota County.
What Does a Mortgage Refinance Company in Apple Valley Cost?
Typical costs for a mortgage refinance in Minnesota include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs around $1,000 to $2,000. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the first step to refinance a mortgage in Apple Valley?
Contact a licensed mortgage refinance company in Apple Valley. They will review your current loan, credit score, and home value to see if refinancing makes sense for you.
Are there Minnesota laws that affect mortgage refinancing?
Yes. Minnesota requires mortgage originators to be licensed under the Minnesota Department of Commerce. Lenders must also follow the Minnesota Predatory Lending Law, which limits certain high-cost loan terms.
How long does a mortgage refinance take in Minnesota?
Most refinances in Minnesota close in 30 to 45 days. The timeline depends on your lender, appraisal availability, and how quickly you provide required documents.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.