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Find Mortgage Refinance Companies Near You in Wyandotte, MI
Directory of mortgage refinance companies in Wyandotte, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Wyandotte, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 4 mortgage refinance companies in Wyandotte, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alpha Lending Corporation
2930 Biddle Ave ste c, Wyandotte, MI 48192
7343046060
Chase Mortgage
3200 Biddle Ave, Wyandotte, MI 48192
7342462227
Mortgage Closings Inc
166 Oak St Suite 105A, Wyandotte, MI 48192
8557556033
First Merchants Eureka and Fifth Commercial Lending Center
467 Eureka Rd, Wyandotte, MI 48192
7342422204
A mortgage refinance company in Wyandotte Michigan helps homeowners lower their rate or change loan terms. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Wyandotte property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Wyandotte Cost?
Typical costs for a mortgage refinance in Michigan range from 2 percent to 5 percent of the loan amount. For a 200,000 dollar loan this means 4,000 to 10,000 dollars in fees. Costs include appraisal fees around 400 to 600 dollars, title insurance, and recording fees. Michigan also charges a state transfer tax of 0.0011 per 100 dollars of the mortgage amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Wyandotte Michigan?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan lenders also require a property appraisal to confirm home value. Gather these items before applying to speed up the process.
How long does a mortgage refinance take in Michigan?
A typical refinance in Michigan takes 30 to 45 days from application to closing. Michigan law allows a three day right of rescission after closing for most refinances. Delays can occur if the appraisal or title work takes longer.
Are there Michigan specific rules for refinancing a mortgage?
Yes Michigan follows federal rules plus state specific recording fees and tax requirements. Michigan has a documentary stamp tax on the mortgage note which adds to closing costs. Your lender will include these fees in the Loan Estimate.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.