Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 6 mortgage refinance companies in Waterford Township, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Align Lending
2625 Pontiac Lake Rd, Waterford Township, MI 48328
2485065727
Mortgage Veterans
3520 Pontiac Lake Rd, Waterford Township, MI 48328
2485795499
Lakefront Mortgage
1254 Meadowcrest Dr, Waterford Township, MI 48327
2487871681
Troy Sowell Motto Mortgage Direct
4468 W Walton Blvd # C, Waterford Township, MI 48329
2487634000
Locked-IN Lending, LLC
670 Bow Ln, Waterford Township, MI 48328
2489172804
Chase Home Lending
7007 Highland Rd, Waterford Township, MI 48327
6145715596
What Does a Mortgage Refinance Company in Waterford Township Cost?
Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. These amounts can vary based on the lender and your specific situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a mortgage refinance company in Waterford Township?
A mortgage refinance company helps homeowners replace their current home loan with a new one. They handle applications, appraisals, and closing documents. In Michigan, these companies must follow state lending laws and provide clear disclosures.
How long does a refinance take in Michigan?
A typical refinance in Michigan takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer. Michigan law does not set a specific time limit but requires timely updates from the lender.
What documents do I need for refinancing in Waterford Township?
You need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan lenders also require a property appraisal. Self-employed borrowers may need additional business income documents.