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Browse mortgage refinance companies serving Utica, Michigan. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Utica, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 4 mortgage refinance companies in Utica, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nebo Lending
7759 Auburn Rd, Utica, MI 48317
7345195199
Younited Mortgage LLC
8641 Hall Rd #4, Utica, MI 48317
2488083100
Disho Sinishtaj - EZ Fundings Home Loans
8300 Hall Rd #203, Utica, MI 48317
9175043150
Union Home Mortgage
45410 Van Dyke Ave, Utica, MI 48317
5868381849
Mortgage refinance companies in Utica Michigan help homeowners lower their interest rates or change loan terms. Michigan law requires all mortgage lenders to be licensed by the Department of Insurance and Financial Services. Local Utica lenders understand the Oakland County housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Utica Cost?
Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs often total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Utica Michigan?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan lenders may also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.
Are there Michigan specific laws for mortgage refinancing?
Yes, Michigan law requires lenders to provide a Loan Estimate within three business days of application. You also have a three day right of rescission after signing to cancel the loan without penalty.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.