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Compare Mortgage Refinance Companies in Swartz Creek, MI
Directory of mortgage refinance companies in Swartz Creek, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Swartz Creek, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 3 mortgage refinance companies in Swartz Creek, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Financial Plus Credit Union
7048 Miller Rd, Swartz Creek, MI 48473
8007480451
Skylar Mortgage Company
5370 Miller Rd #12, Swartz Creek, MI 48473
8107336400
Chase Mortgage
4459 Paul Fortino Dr, Swartz Creek, MI 48473
8102305000
A mortgage refinance company in Swartz Creek Michigan helps homeowners replace their existing home loan with a new one. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local companies can guide you through Michigan specific rules like prepayment penalty limits and escrow account requirements.
What Does a Mortgage Refinance Company in Swartz Creek Cost?
Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs in Swartz Creek often total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Swartz Creek?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Michigan lenders also require a property appraisal and proof of homeowners insurance. Each lender may ask for additional documents based on your loan type.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documentation is needed. Michigan law does not set a specific time limit for the process.
Are there Michigan specific rules for refinancing a home?
Yes. Michigan law limits prepayment penalties on most residential mortgages. Lenders must also follow the Michigan Consumer Protection Act which prohibits unfair lending practices. You have three business days after signing to cancel the refinance under federal right of rescission laws.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.